OUR DIFFERENCE
OUR DIFFERENCE
Benn D
Residential Home Loan
with Nam Chau
"Nam has provided great assistance in the securing of my loan and continues to do so throughout the stages of development. These are fields I know very little about, but his great communication and prompt responses to all my queries have made this an easy-going process. I highly recommend him to anyone!"
October '20
Google Review
Kally P
Residential Home Loan
with Nam Chau
"Nam at Ascot Mortgage Group made the whole process from the first informal chat all the way through to settlement extremely smooth. Nam’s advice through email and phone calls was efficient and to the point, giving us clear information and direction on actions to be taken. Nam answered all question promptly and nothing seemed too much trouble, even after settlement when we had questions about the various charges in the settlement process.
Thank you so much for your excellent help and guidance, and we will definitely come back to you when we purchase our next property!"
October '20
Google Review
L P
Residential Home Loan
with Nam Chau
"Nam was fantastic through the entire process. He communicated with us constantly and helped us to understand the whole process and all of our options. He's always there to answer any and all of our questions. If you are looking for a broker, look no further."
October '20
Google Review
Our Process
Our Process
What can you expect when you meet with your mortgage broker?
At CKMG, we are here to make the process of finding your new home loan as simple and straightforward as possible. We help by comparing home loans, explaining and assisting with the overall process and negotiating rates on your behalf. We do not charge you a direct service fee, so our service to you is free!
What can you expect when you meet with your mortgage broker?
At CKMG, we are here to make the process of finding your new home loan as simple and straightforward as possible. We help by comparing home loans, explaining and assisting with the overall process and negotiating rates on your behalf. We do not charge you a direct service fee, so our service to you is free!
Meet & Greet
Location of your choice – our office, your favourite café or the comfort of your home.
Meet & Greet
Location of your choice – our office, your favourite café or the comfort of your home.
Needs Analysis
Understand your financial goals and options - Calculate your borrowing power and equity position.
Needs Analysis
Understand your financial goals and options - Calculate your borrowing power and equity position.
Proposal
Compare hundreds of home loans to find the right deal for you and present you with the most appropriate option.
Proposal
Compare hundreds of home loans to find the right deal for you and present you with the most appropriate option.
Next Steps
Lodging your application – your mortgage partners are available at all times to answer any questions you may have, so you’ll never feel alone!
Next Steps
Lodging your application – your mortgage partners are available at all times to answer any questions you may have, so you’ll never feel alone!
Ascot Mortgage Group are all about community.
So supporting our local clubs is one way we can help grow and strengthen our community. If you'd like to become a partner, please contact us at nam@ascotmortgage.com.au
Our
Services
First Home Buyers
We understand taking the first step can be daunting for first home buyers. We understand the challenges first home buyers face when navigating the property market – where to start and what to do, we’ve got you covered!
We will:
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Guide your through your Home Buying Plan.
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Assess your borrowing power, deposit and buying range.
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Compare and recommend lenders that best suit your needs.
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Assist you with the home buying process – how to place offers.
We will be with you each step of the way and available to answer any questions!
Refinance
We’ve got you covered when it comes to interest rates. We have access to every major, non-major and non-confirming, so when it comes to comparing, we’ve got you covered!
We will:
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Compare and filter through lenders that best suit your financial needs.
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Summarise and provide recommendations on lenders in an easy-to- understand format.
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Uncover any hidden fees and charges.
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Advise you of any current bank promotions.
We will take away the stress of researching by doing it all for you.
Investment Home Buyers
Whether you are a first-time investor, or looking to buy your 5th investment property, we’ve got you covered.
We will:
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Create an investment home buying plan that best suit your investment goals.
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Compare lenders on interest rates (often interest only) and borrowing power.
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Restructure your investment home loans to maximise your investment objectives.
We will help you reach your investment goals sooner.
Construction
We know a lot about construction loans, whether it is a knock-down rebuild, new build or renovations, we’ve got you covered.
We will:
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Assess and plan with you on the finance side to ensure the full building process is smooth and without any hiccups.
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Help you understand the bank requirements around construction loans.
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Guide you through each stage of the build until it is complete.
We will support you, the builder and the bank throughout the construction process to ensure the construction is completed in a timely manner.
Residential Home Buyers
Whether you need to upgrade your family home, or suddenly you come across an opportunity to buy a better home but are yet to sell your current home, we’ve got you covered.
We will:
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Explore options such as bridging finance to allow you to buy first and sell later.
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Assess whether it is feasible to keep your property/s as an investment property.
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Guide you through alternative options such as same day settlements.
We will ensure to explore every option to make your next purchase gets approved with the bank!