OUR DIFFERENCE
OUR DIFFERENCE
Benn D
Residential Home Loan
with Nam Chau
"Nam has provided great assistance in the securing of my loan and continues to do so throughout the stages of development. These are fields I know very little about, but his great communication and prompt responses to all my queries have made this an easy-going process. I highly recommend him to anyone!"
October '20
Google Review
Kally P
Residential Home Loan
with Nam Chau
"Nam at Ascot Mortgage Group made the whole process from the first informal chat all the way through to settlement extremely smooth. Nam’s advice through email and phone calls was efficient and to the point, giving us clear information and direction on actions to be taken. Nam answered all question promptly and nothing seemed too much trouble, even after settlement when we had questions about the various charges in the settlement process.
Thank you so much for your excellent help and guidance, and we will definitely come back to you when we purchase our next property!"
October '20
Google Review
L P
Residential Home Loan
with Nam Chau
"Nam was fantastic through the entire process. He communicated with us constantly and helped us to understand the whole process and all of our options. He's always there to answer any and all of our questions. If you are looking for a broker, look no further."
October '20
Google Review
Our Process
Our Process
What can you expect when you meet with your mortgage broker?
At CKMG, we are here to make the process of finding your new home loan as simple and straightforward as possible. We help by comparing home loans, explaining and assisting with the overall process and negotiating rates on your behalf. We do not charge you a direct service fee, so our service to you is free!
What can you expect when you meet with your mortgage broker?
At CKMG, we are here to make the process of finding your new home loan as simple and straightforward as possible. We help by comparing home loans, explaining and assisting with the overall process and negotiating rates on your behalf. We do not charge you a direct service fee, so our service to you is free!
Meet & Greet
Location of your choice – our office, your favourite café or the comfort of your home.
Meet & Greet
Location of your choice – our office, your favourite café or the comfort of your home.
Needs Analysis
Understand your financial goals and options - Calculate your borrowing power and equity position.
Needs Analysis
Understand your financial goals and options - Calculate your borrowing power and equity position.
Proposal
Compare hundreds of home loans to find the right deal for you and present you with the most appropriate option.
Proposal
Compare hundreds of home loans to find the right deal for you and present you with the most appropriate option.
Next Steps
Lodging your application – your mortgage partners are available at all times to answer any questions you may have, so you’ll never feel alone!
Next Steps
Lodging your application – your mortgage partners are available at all times to answer any questions you may have, so you’ll never feel alone!
Ascot Mortgage Group are all about community.
So supporting our local clubs is one way we can help grow and strengthen our community. If you'd like to become a partner, please contact us at nam@ascotmortgage.com.au
Our Process
What can you expect when you meet with your mortgage broker?
At Ascot Mortgage, we are here to make the process of finding your new home loan as simple and straightforward as possible. We help by comparing home loans, explaining and assisting with the overall process and negotiating rates on your behalf.
Initial Consultation
Phone appointment to discuss your goals and objectives.
Appointment
Appointment of your choice: in person, zoom or phone, to discuss your home buying plan.
Preliminary Assessment
Compare and provide you with three recommendations that best suit your financial goals and objectives.
Application Lodgement
Submit your application for conditional approval.
Next Steps
Once your application is conditionally approved, you may confidently start your house hunting journey; putting in offers and attending auctions.
When your offer has been accepted and you have signed the contract, you will send a copy of the fully signed contract to Nam so he can progress your application from conditionally approved to formal approval.
After the bank has formally approved your application, you will receive your loan contracts, which you will go through with Nam.
Once the loan contracts have been signed and sent back to the bank; the bank will certify your application and get ready for settlement. You won’t need to do anything at settlement.
As soon as your settlement is completed, you can pick up the keys to your new home!