By Nam, Director – Ascot Mortgage, Melbourne For many people, this time of year finally brings a pause. The pace slows down a little, calendars open up, and there’s space to think beyond the week ahead. From where I sit as a mortgage broker, this is actually one of the best moments of the year to step back and create a clear property plan for 2026. Not a vague idea. Not a “we’ll see how it goes”. But a proper plan, built around your numbers, your goals and the options available to you....

As 2025 comes to a close, more first home buyers are starting to look ahead to the opportunities 2026 may bring. With interest rates stabilising, lending policies shifting and more homes expected to hit the market, the outlook is increasingly positive for Australians entering the property market for the first time. If you're hoping to buy your first home in 2026, the smartest move you can make right now is to start preparing before the new year begins . Here’s what’s changing — and how to get...

Big Changes Are Here Earlier Than Expected The Albanese Government has fast-tracked a major expansion of the First Home Guarantee (FHG)...